A new winter coat is a safe-bet splurge that when you figure out the cost-per-wear value between now and next spring will work out as pennies!

Panel coat, €122, modelled by Amber Valletta in the Marks and Spencer a/w campaign
Here’s our pick of the key designs worth investing in…
First up is the leather panel – we’ve also seen it crop up on dresses and tops but where it really comes into its own is on a coat. Leather is a big trend for autumn/winter in it’s own right so picking up a coat with subtle leather detailing means you’ll look totally on-trend.

Coat, €124, Warehouse
Is it a cardigan, is it a coat… no it’s a coatigan! Cosy up in this wardrobe winner that offers maximum comfort without losing out on the fashion factor. We couldn’t think of a better option for lazy Sunday strolls.

Coat, €122, Oasis
The padded jacket has had a sexy makeover and is now the practical yet posh puffa. It boasts a more streamlined silhouette and comes in luxe colours. This is perfect for busy mums that want to be comfy on the school run but don’t want to compromise on style.

Coat, €139, Zara
A mannish crombie coat is still scoring high on the fashion barometer. The style of coat you choose will dictate the rest of your outfit so the trick when wearing this design is to remember to include feminine details. If you’re wearing your new cover-up with skinny jeans and brogues then dainty jewellery is a must. Plus a bold scarf in a bright colour such is the perfect antidote to counteract a masculine design.

Coat, €101, Next
A cocoon coat is an elegant option and this sequin style will work double time as a day-to-evening wardrobe staple. The textured fabric plus soft grey colour mean this design will look fab worn with the brightest of hues.

Coat, €85, Dunnes Stores
Main image: Coat, €130, Monsoon