When it comes to budgeting your money are you an expert or could you, like many of us, do with a little help in this department?
We all know that running a family home in modern Ireland can be pretty tough. When you take taxes, loans, bills and all the other exenses into account, mapping out your finances and figuring out your own personal budget can be majorly confusing.
For the next five days, we’ll be bringing you the top five budgeting tools online that will hopefully help you to make some plans when it comes to your finances. The best thing about these budgeting tools? They’re all available online, they’re super-easy to use and, most importantly, they’re free of charge.
Are you ready to start saving money?
__________________
Is 2013 the year that you get back in control of your personal finances?
What is it called?
The Economiser Tool from the National Consumer Agency.
What does it do?
The Economiser Tool is a personal budgeting tool that is designed to give you an accurate picture of your spending habits. It shows you all your incoming cash and outgoing cash under the main categories of groceries, TV and telecommunications, mobile phones, cars and energy.
How do I use it?
The best thing about this budgeting tool is the simplicity of the design. It was made to be completely user-friendly and as you input your figures and information, you’ll find that you’re practically given step-by-step information along the way. It’s clear, it’s concise and it is very, very easy to use.
What is its best feature?
We love the fact that the tool actually tells you how long each step of the process will take you, so you know how much time you’ll need in order to go through your budget. For example, if you want to calculate how much money you spend on groceries every month, you’ll have to go through six steps and overall, it will take you no more than three minutes.
Where can I find more information about it?
To learn more or to use this personal budgeting tool, simply log on to the Economiser website by clicking here.
With thanks to our friends at PINERGY – No Bills. No Fuss. Just Top Up! Check out PINERGY.ie
