When it comes to budgeting your money are you an expert or could you, like many of us, do with a little help in this department?
We all know that running a family home in modern Ireland can be pretty tough. When you take taxes, loans, bills and all the other expenses into account, mapping out your finances and figuring out your own personal buget can be majorly confusing.
For the next five days we’ll be bringing you the top five budgeting tools online that will hopefully help you to make some plans when it comes to your finances. The best things about these budgeting tools? They’re all available online, they’re super-easy to use and, most importantly, they’re free of charge.
Are you ready to start saving money?
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Is 2013 the year that you get back in control of your finances?
What is it called?
The Minimum Income Standard Calculator
What does it do?
Rather than being a traditional personal budgeting tool, this handy calculator shows you the minimum amount of money you need to make every month in order to keep your household running. When used in conjunction with a standard personal budgeting tool, this can help you to firmly keep your finances on track.
How do I use it?
Like all personal budgetng tools, the Minimum Income Standard Calculator is completely user-friendly and designed to be quick and easy to use. In order to useit you simply click the ‘start’ button where you are then given a series of clickable options that relate to your current economic situation. It really is that simple: you just point, click and let the calculator do the rest of the work.
What is its best feature?
In general, we think this calculator as a whole is a great feature. It can complement your other personal budgeting tools and, at the end of the day, it shows you what income you need to make every month in order to continue to enjoy your current standard of living. Think of it as a money goal calculator. It gives you your monthly goal and as long as you reach that goal every four weeks, you’ll be able to live comfortably. It’s personal budgeting but with a slight twist.
Where can I find more information about it?
To learn more about the Minimum Income Standard Calculator, simply log on to the MISC website by clicking here.
With thanks to our friends at PINERGY – No Bills. No Fuss. Just Top Up! Check out PINERGY.ie
